It seems that everyone I speak with these days has gone through or is going through major changes in their lives. Most of these people are now turning their concerns to the future. With the U.S. deficit rising out of control, the topic on everyone’s mind seems to be not only what to do about their investments but how to not get hit hard with future taxes. 

One technique that is available to help ease that future tax burden is the Roth IRA. 

Many think of a trust as a complicated document. Let’s clarify some of the terminology to better understand what a trust is.First the simple definition of a trust is something committed or entrusted to one’s care for use or safekeeping. A trustee is the person who is financially in charge of the property assets designated inside the trust.

Over the years many clients and friends have told me the one investment they understand is real estate. The reason for this is that land is tangible, something they can see as an investment.Land investment is a simple concept of supply and demand. Typically you invest in a new area that is “developing” or “growing” and you invest in an area where the infrastructure such as roads and water lines are already in place.